Personal Loans · Wailuku, Hawaii
2 credit unions in Wailuku report personal loan rates to the NCUA. Rates range from 7.67% to 14.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.67%
Lowest Rate
11.21%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MAUI TEACHERS ★ 4.0 · 4 reviews | 7.67% | — |
| 2 | MAUI COUNTY ★ 3.8 · 19 reviews | 14.75% | 10.25% |
If you have high-rate credit card balances, a personal loan from a Wailuku credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.