Auto Loans · Terre Haute, Indiana
4 credit unions in Terre Haute report car loan rates to the NCUA. Rates range from 5.65% to 6.11%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
5.65%
Lowest New Car Rate
5.90%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | T H P | 5.65% | 6.13% |
| 2 | ADVANTAGEPLUS OF INDIANA ★ 4.4 · 59 reviews | 5.82% | 6.96% |
| 3 | VIGO COUNTY ★ 4.0 · 42 reviews | 6.00% | 6.00% |
| 4 | INDIANA STATE UNIVERSITY ★ 4.0 · 42 reviews | 6.11% | 6.67% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | VIGO COUNTY ★ 4.0 · 42 reviews | 6.00% | 6.00% |
| 2 | T H P | 6.13% | 5.65% |
| 3 | INDIANA STATE UNIVERSITY ★ 4.0 · 42 reviews | 6.67% | 6.11% |
| 4 | ADVANTAGEPLUS OF INDIANA ★ 4.4 · 59 reviews | 6.96% | 5.82% |
A pre-approval from a Terre Haute credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Terre Haute in the same window and take the best offer.
See member reviews, branch locations, and full rate details.