M

Credit Cards · Terre Haute, Indiana

Best Credit Union Credit Card Rates in Terre Haute, Indiana

2 credit unions in Terre Haute report credit card APRs to the NCUA. Rates range from 9.90% to 15.90%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

9.90%

Lowest Card APR

12.90%

City Average APR

Credit Card APRs — Terre Haute, Indiana

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1VIGO COUNTY

★ 4.0 · 42 reviews

9.90%12.00%
2ADVANTAGEPLUS OF INDIANA

★ 4.4 · 59 reviews

15.90%12.72%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Terre Haute could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Terre Haute credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Terre Haute

Best Car Loan Rates →Best Personal Loan Rates →All of Indiana →

Browse All Credit Unions in Terre Haute

See member reviews, branch locations, and full rate details.

Credit Unions in Terre Haute →All of Indiana →