Auto Loans · Sioux City, Iowa
2 credit unions in Sioux City report car loan rates to the NCUA. Rates range from 1.99% to 5.11%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
1.99%
Lowest New Car Rate
3.55%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TELCO TRIAD COMMUNITY ★ 4.8 · 671 reviews | 1.99% | 5.89% |
| 2 | SIOUX VALLEY COMMUNITY ★ 4.0 · 15 reviews | 5.11% | 6.31% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TELCO TRIAD COMMUNITY ★ 4.8 · 671 reviews | 5.89% | 1.99% |
| 2 | SIOUX VALLEY COMMUNITY ★ 4.0 · 15 reviews | 6.31% | 5.11% |
A pre-approval from a Sioux City credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Sioux City in the same window and take the best offer.
See member reviews, branch locations, and full rate details.