Personal Loans · Sioux City, Iowa
2 credit unions in Sioux City report personal loan rates to the NCUA. Rates range from 6.91% to 11.70%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.91%
Lowest Rate
9.31%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SIOUX VALLEY COMMUNITY ★ 4.0 · 15 reviews | 6.91% | 11.90% |
| 2 | TELCO TRIAD COMMUNITY ★ 4.8 · 671 reviews | 11.70% | 8.90% |
If you have high-rate credit card balances, a personal loan from a Sioux City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.