Auto Loans · West Monroe, Louisiana
3 credit unions in West Monroe report car loan rates to the NCUA. Rates range from 5.17% to 6.76%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.17%
Lowest New Car Rate
5.97%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SEVENFOLD | 5.17% | 6.92% |
| 2 | OUACHITA VALLEY ★ 4.2 · 56 reviews | 5.99% | 5.99% |
| 3 | CENTRIC ★ 3.6 · 89 reviews | 6.76% | 8.64% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | OUACHITA VALLEY ★ 4.2 · 56 reviews | 5.99% | 5.99% |
| 2 | SEVENFOLD | 6.92% | 5.17% |
| 3 | CENTRIC ★ 3.6 · 89 reviews | 8.64% | 6.76% |
A pre-approval from a West Monroe credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in West Monroe in the same window and take the best offer.
See member reviews, branch locations, and full rate details.