Credit Cards · West Monroe, Louisiana
3 credit unions in West Monroe report credit card APRs to the NCUA. Rates range from 8.99% to 11.67%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
8.99%
Lowest Card APR
10.70%
City Average APR
3 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | OUACHITA VALLEY ★ 4.2 · 56 reviews | 8.99% | 9.99% |
| 2 | SEVENFOLD | 11.43% | 13.42% |
| 3 | CENTRIC ★ 3.6 · 89 reviews | 11.67% | 10.87% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in West Monroe could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most West Monroe credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.