Auto Loans · Lansing, Michigan
5 credit unions in Lansing report car loan rates to the NCUA. Rates range from 5.70% to 6.43%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
5.70%
Lowest New Car Rate
6.11%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | AUTO-OWNERS ASSOCIATES | 5.70% | 6.04% |
| 2 | CONSUMERS PROFESSIONAL ★ 3.9 · 24 reviews | 5.95% | 6.48% |
| 3 | CASE ★ 2.7 · 212 reviews | 6.07% | 7.73% |
| 4 | LAFCU ★ 3.3 · 36 reviews | 6.39% | 6.39% |
| 5 | FARM BUREAU FAMILY ★ 5.0 · 4 reviews | 6.43% | 7.04% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | AUTO-OWNERS ASSOCIATES | 6.04% | 5.70% |
| 2 | LAFCU ★ 3.3 · 36 reviews | 6.39% | 6.39% |
| 3 | CONSUMERS PROFESSIONAL ★ 3.9 · 24 reviews | 6.48% | 5.95% |
| 4 | FARM BUREAU FAMILY ★ 5.0 · 4 reviews | 7.04% | 6.43% |
| 5 | CASE ★ 2.7 · 212 reviews | 7.73% | 6.07% |
A pre-approval from a Lansing credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lansing in the same window and take the best offer.
See member reviews, branch locations, and full rate details.