Credit Cards · Lansing, Michigan

Best Credit Union Credit Card Rates in Lansing, Michigan

5 credit unions in Lansing report credit card APRs to the NCUA. Rates range from 8.49% to 13.77%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

8.49%

Lowest Card APR

11.35%

City Average APR

Credit Card APRs — Lansing, Michigan

5 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	LAFCU ★ 3.3 · 36 reviews	8.49%	18.00%
2	AUTO-OWNERS ASSOCIATES	10.90%	11.25%
3	CONSUMERS PROFESSIONAL ★ 3.9 · 24 reviews	11.37%	13.41%
4	FARM BUREAU FAMILY ★ 5.0 · 4 reviews	12.24%	12.16%
5	CASE ★ 2.7 · 212 reviews	13.77%	15.37%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Lansing could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Lansing credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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