Auto Loans · New Providence, New Jersey
1 credit union in New Providence report car loan rates to the NCUA. Lowest rate: 4.85%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
4.85%
Lowest New Car Rate
4.85%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ADVANCED FINANCIAL ★ 4.2 · 10 reviews | 4.85% | 6.68% |
1 credit union sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ADVANCED FINANCIAL ★ 4.2 · 10 reviews | 6.68% | 4.85% |
A pre-approval from a New Providence credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in New Providence in the same window and take the best offer.
See member reviews, branch locations, and full rate details.