Personal Loans ยท New Providence, New Jersey

Best Credit Union Personal Loan Rates in New Providence, New Jersey

1 credit union in New Providence report personal loan rates to the NCUA. Lowest rate: 11.90%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

11.90%

Lowest Rate

11.90%

City Average Rate

Personal Loan Rates โ€” New Providence, New Jersey

1 credit union sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1ADVANCED FINANCIAL

โ˜… 4.2 ยท 10 reviews

11.90%14.24%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in New Providence

If you have high-rate credit card balances, a personal loan from a New Providence credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates โ€” a common tool for building or rebuilding credit history.

Browse All Credit Unions in New Providence

See member reviews, branch locations, and full rate details.