Auto Loans · Princeton, New Jersey
2 credit unions in Princeton report car loan rates to the NCUA. Rates range from 4.49% to 10.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.49%
Lowest New Car Rate
7.49%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | HEALTHCARE EMPLOYEES ★ 3.1 · 37 reviews | 4.49% | 4.74% |
| 2 | PRINCETON ★ 3.7 · 63 reviews | 10.49% | 10.10% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HEALTHCARE EMPLOYEES ★ 3.1 · 37 reviews | 4.74% | 4.49% |
| 2 | PRINCETON ★ 3.7 · 63 reviews | 10.10% | 10.49% |
A pre-approval from a Princeton credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Princeton in the same window and take the best offer.
See member reviews, branch locations, and full rate details.