Auto Loans · Port Washington, New York

Best Credit Union Car Loan Rates in Port Washington, New York

2 credit unions in Port Washington report car loan rates to the NCUA. Rates range from 4.90% to 5.43%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

4.90%

Lowest New Car Rate

5.17%

City Average Rate

New Vehicle Loan Rates — Port Washington, New York

2 credit unions sorted by APR

#	Credit Union	New Car APR	Used Car APR
1	PORT WASHINGTON ★ 4.6 · 9 reviews	4.90%	6.90%
2	LOCAL 804 ★ 4.3 · 6 reviews	5.43%	7.23%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Used Vehicle Loan Rates — Port Washington, New York

2 credit unions sorted by APR

#	Credit Union	Used Car APR	New Car APR
1	PORT WASHINGTON ★ 4.6 · 9 reviews	6.90%	4.90%
2	LOCAL 804 ★ 4.3 · 6 reviews	7.23%	5.43%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Get Pre-Approved Before the Dealership

A pre-approval from a Port Washington credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.

Rate Shopping Won't Hurt Your Credit

Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Port Washington in the same window and take the best offer.

Also Compare in Port Washington

Best Personal Loan Rates →Best Credit Card Rates →All of New York →

Browse All Credit Unions in Port Washington

See member reviews, branch locations, and full rate details.

Credit Unions in Port Washington →All of New York →