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Credit Cards · Port Washington, New York

Best Credit Union Credit Card Rates in Port Washington, New York

2 credit unions in Port Washington report credit card APRs to the NCUA. Rates range from 10.00% to 17.00%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

10.00%

Lowest Card APR

13.50%

City Average APR

Credit Card APRs — Port Washington, New York

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1PORT WASHINGTON

★ 4.6 · 9 reviews

10.00%8.90%
2LOCAL 804

★ 4.3 · 6 reviews

17.00%13.65%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Port Washington could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Port Washington credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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