Auto Loans · Greensboro, North Carolina
6 credit unions in Greensboro report car loan rates to the NCUA. Rates range from 2.90% to 7.75%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
2.90%
Lowest New Car Rate
5.17%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | INTERNAL REVENUE EMPLOYEES ★ 5.0 · 1 reviews | 2.90% | 2.90% |
| 2 | GREENSBORO ★ 3.9 · 9 reviews | 3.00% | 5.00% |
| 3 | ACCLAIM ★ 4.8 · 149 reviews | 5.10% | 6.78% |
| 4 | HEALTHSHARE ★ 4.5 · 72 reviews | 5.49% | 5.99% |
| 5 | REVITY ★ 4.0 · 34 reviews | 6.75% | 7.25% |
| 6 | SUMMIT ★ 4.7 · 380 reviews | 7.75% | 7.75% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | INTERNAL REVENUE EMPLOYEES ★ 5.0 · 1 reviews | 2.90% | 2.90% |
| 2 | GREENSBORO ★ 3.9 · 9 reviews | 5.00% | 3.00% |
| 3 | HEALTHSHARE ★ 4.5 · 72 reviews | 5.99% | 5.49% |
| 4 | ACCLAIM ★ 4.8 · 149 reviews | 6.78% | 5.10% |
| 5 | REVITY ★ 4.0 · 34 reviews | 7.25% | 6.75% |
| 6 | SUMMIT ★ 4.7 · 380 reviews | 7.75% | 7.75% |
A pre-approval from a Greensboro credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Greensboro in the same window and take the best offer.
See member reviews, branch locations, and full rate details.