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Credit Cards · Greensboro, North Carolina

Best Credit Union Credit Card Rates in Greensboro, North Carolina

5 credit unions in Greensboro report credit card APRs to the NCUA. Rates range from 10.00% to 13.00%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

10.00%

Lowest Card APR

11.73%

City Average APR

Credit Card APRs — Greensboro, North Carolina

5 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1SUMMIT

★ 4.7 · 380 reviews

10.00%14.25%
2REVITY

★ 4.0 · 34 reviews

10.90%12.50%
3ACCLAIM

★ 4.8 · 149 reviews

12.23%11.84%
4HEALTHSHARE

★ 4.5 · 72 reviews

12.50%8.24%
5INTERNAL REVENUE EMPLOYEES

★ 5.0 · 1 reviews

13.00%18.00%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Greensboro could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Greensboro credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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