Auto Loans · Gahanna, Ohio

Best Credit Union Car Loan Rates in Gahanna, Ohio

1 credit union in Gahanna report car loan rates to the NCUA. Lowest rate: 5.49%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

5.49%

Lowest New Car Rate

5.49%

City Average Rate

New Vehicle Loan Rates — Gahanna, Ohio

1 credit union sorted by APR

#	Credit Union	New Car APR	Used Car APR
1	KEMBA FINANCIAL ★ 2.4 · 100 reviews	5.49%	6.74%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Used Vehicle Loan Rates — Gahanna, Ohio

1 credit union sorted by APR

#	Credit Union	Used Car APR	New Car APR
1	KEMBA FINANCIAL ★ 2.4 · 100 reviews	6.74%	5.49%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Get Pre-Approved Before the Dealership

A pre-approval from a Gahanna credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.

Rate Shopping Won't Hurt Your Credit

Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Gahanna in the same window and take the best offer.

Also Compare in Gahanna

Best Personal Loan Rates →Best Credit Card Rates →All of Ohio →

Browse All Credit Unions in Gahanna

See member reviews, branch locations, and full rate details.

Credit Unions in Gahanna →All of Ohio →