Auto Loans · Corvallis, Oregon
2 credit unions in Corvallis report car loan rates to the NCUA. Rates range from 4.18% to 5.44%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.18%
Lowest New Car Rate
4.81%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | BENTON COUNTY SCHOOLS ★ 5.0 · 3 reviews | 4.18% | 5.30% |
| 2 | OREGON STATE ★ 3.2 · 90 reviews | 5.44% | 5.94% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | BENTON COUNTY SCHOOLS ★ 5.0 · 3 reviews | 5.30% | 4.18% |
| 2 | OREGON STATE ★ 3.2 · 90 reviews | 5.94% | 5.44% |
A pre-approval from a Corvallis credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Corvallis in the same window and take the best offer.
See member reviews, branch locations, and full rate details.