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Credit Cards · Corvallis, Oregon

Best Credit Union Credit Card Rates in Corvallis, Oregon

2 credit unions in Corvallis report credit card APRs to the NCUA. Rates range from 10.25% to 13.89%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

10.25%

Lowest Card APR

12.07%

City Average APR

Credit Card APRs — Corvallis, Oregon

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1OREGON STATE

★ 3.2 · 90 reviews

10.25%10.50%
2BENTON COUNTY SCHOOLS

★ 5.0 · 3 reviews

13.89%8.66%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Corvallis could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Corvallis credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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