Auto Loans · Warren, Pennsylvania
2 credit unions in Warren report car loan rates to the NCUA. Rates range from 5.16% to 5.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.16%
Lowest New Car Rate
5.46%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | KINZUA ★ 4.1 · 19 reviews | 5.16% | 10.46% |
| 2 | N.F.G. #2 ★ 3.0 · 8 reviews | 5.75% | 6.25% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | N.F.G. #2 ★ 3.0 · 8 reviews | 6.25% | 5.75% |
| 2 | KINZUA ★ 4.1 · 19 reviews | 10.46% | 5.16% |
A pre-approval from a Warren credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Warren in the same window and take the best offer.
See member reviews, branch locations, and full rate details.