KINZUA is an NCUA-insured credit union located in Warren, PA. New auto loan rates from 5.16% APR. Google rating: 4.1 out of 5 from 19 reviews.

Kinzua

1770 Market St, Warren, PA 16365

NCUA Insured4.1 (19 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Warren, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1956

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1770 Market St

Warren, PA 16365

Google Maps 🗺Waze

(814) 723-3661

Service Area

This credit union is located in Warren and serves members in the PA area. Currently serving 1,825 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

5.16%

Used Auto Loan

10.46%

Personal Loan

11.99%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q1 2026).

Pinpoint— New Auto Loan

Milton, PA

2.44%

Corner Post— Used Auto Loan

Wilkes Barre, PA

3.75%

Freedom— Personal Loan

Warminster, PA

3.99%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Compare Rates in Warren

See how KINZUA stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Warren →Best Personal Loan Rates in Warren →Best Credit Card Rates in Warren →All Credit Unions in Warren →

Member Reviews

4.1

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

jessica york

3 months ago

Kinzua is one of the best banks i have had the pleasure of using in my 43yrs of life. I have had so many issues,including acct hacked with other Banks,an issues never resolved,I lost trust in banks. A friend of mine talked me into trying Kinzua. Let me tell you if you want a bank with kind,compassionate,caring workers go get an account today. Not only is the bank beautiful,have an amazing staff,they also have mobile deposit for those who dont drive. So please if you want a bank you can trust go vet you an acct w Kinzua credit union

Rose Nuhfer

7 months ago

I have to take a moment to thank the girls at Kinzua FCU. Yesterday I had an issue with the site, and the girls there showed extreme patients, care, and a willingness to help me and it is not just yesterday, it is every time I go to the credit union. The girls make you feel welcome, and important. THANKS GIRLS FOR BEING EHO YOU ARE!!

Rod Gage

11 months ago

I do not recommend this bank, been banking with them for 7 years and honestly it’s been nothing but frustration and issues time n time again. Currently in the parking lot going to close my account. I do recommend the mountain laurel credit union right in town.

Jeremy Church

7 months ago

I been a member for a handful of years now. The staff is wonderful and were very helpful with the loan for my vehicle. They truly value their members.

Kristine Csicsek

2 years ago

Usually the staff is very friendly and helpful. I say usually because I have had a few incidents of concern. The staff members were inconsiderate of my needs and were very unprofessional. However, it seems that the professionalism has improved over the last 6 months. I don't know the new location, but the old one was clean and comfortable (a little warm in the summer due to abundant sunshine streaming through windows, which was nice to view, it just made the office a little warm for the staff.) I am looking forward to seeing the new establishment. I am hoping this credit union will have an ATM available so that I don't have to keep paying fees to withdraw my money.