Auto Loans · Wilkes Barre, Pennsylvania
6 credit unions in Wilkes Barre report car loan rates to the NCUA. Rates range from 3.50% to 6.49%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
3.50%
Lowest New Car Rate
5.16%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CORNER POST ★ 4.1 · 29 reviews | 3.50% | 3.75% |
| 2 | VANTAGE TRUST ★ 2.6 · 20 reviews | 4.99% | 4.99% |
| 3 | EARNING TREE ★ 5.0 · 5 reviews | 4.99% | 5.50% |
| 4 | WYOMING VALLEY EDUCATIONAL EMPL ★ 4.0 · 7 reviews | 4.99% | 5.25% |
| 5 | SAINT NICHOLAS ★ 5.0 · 1 reviews | 6.00% | 8.00% |
| 6 | CROSS VALLEY ★ 3.5 · 65 reviews | 6.49% | 6.49% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CORNER POST ★ 4.1 · 29 reviews | 3.75% | 3.50% |
| 2 | VANTAGE TRUST ★ 2.6 · 20 reviews | 4.99% | 4.99% |
| 3 | WYOMING VALLEY EDUCATIONAL EMPL ★ 4.0 · 7 reviews | 5.25% | 4.99% |
| 4 | EARNING TREE ★ 5.0 · 5 reviews | 5.50% | 4.99% |
| 5 | CROSS VALLEY ★ 3.5 · 65 reviews | 6.49% | 6.49% |
| 6 | SAINT NICHOLAS ★ 5.0 · 1 reviews | 8.00% | 6.00% |
A pre-approval from a Wilkes Barre credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Wilkes Barre in the same window and take the best offer.
See member reviews, branch locations, and full rate details.