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Credit Cards · Wilkes Barre, Pennsylvania

Best Credit Union Credit Card Rates in Wilkes Barre, Pennsylvania

2 credit unions in Wilkes Barre report credit card APRs to the NCUA. Rates range from 8.90% to 12.00%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

8.90%

Lowest Card APR

10.45%

City Average APR

Credit Card APRs — Wilkes Barre, Pennsylvania

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1CORNER POST

★ 4.1 · 29 reviews

8.90%7.50%
2VANTAGE TRUST

★ 2.6 · 20 reviews

12.00%13.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Wilkes Barre could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Wilkes Barre credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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