Auto Loans · Charleston, South Carolina
2 credit unions in Charleston report car loan rates to the NCUA. Rates range from 8.25% to 8.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.25%
Lowest New Car Rate
8.50%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | LATITUDE 32 ★ 2.8 · 66 reviews | 8.25% | 8.25% |
| 2 | REV ★ 4.3 · 252 reviews | 8.75% | 5.75% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | REV ★ 4.3 · 252 reviews | 5.75% | 8.75% |
| 2 | LATITUDE 32 ★ 2.8 · 66 reviews | 8.25% | 8.25% |
A pre-approval from a Charleston credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Charleston in the same window and take the best offer.
See member reviews, branch locations, and full rate details.