Auto Loans · Florence, South Carolina
5 credit unions in Florence report car loan rates to the NCUA. Rates range from 3.00% to 6.24%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
3.00%
Lowest New Car Rate
4.88%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TRINITY BAPTIST CHURCH ★ 4.6 · 29 reviews | 3.00% | 5.50% |
| 2 | NUCOR EMPLOYEE'S ★ 3.8 · 12 reviews | 4.99% | 5.99% |
| 3 | S C I ★ 5.0 · 7 reviews | 5.00% | 5.75% |
| 4 | PALMETTO FIRST ★ 4.6 · 27 reviews | 5.15% | 6.53% |
| 5 | PEE DEE ★ 4.6 · 33 reviews | 6.24% | 6.24% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TRINITY BAPTIST CHURCH ★ 4.6 · 29 reviews | 5.50% | 3.00% |
| 2 | S C I ★ 5.0 · 7 reviews | 5.75% | 5.00% |
| 3 | NUCOR EMPLOYEE'S ★ 3.8 · 12 reviews | 5.99% | 4.99% |
| 4 | PEE DEE ★ 4.6 · 33 reviews | 6.24% | 6.24% |
| 5 | PALMETTO FIRST ★ 4.6 · 27 reviews | 6.53% | 5.15% |
A pre-approval from a Florence credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Florence in the same window and take the best offer.
See member reviews, branch locations, and full rate details.