Auto Loans · Moncks Corner, South Carolina
2 credit unions in Moncks Corner report car loan rates to the NCUA. Rates range from 5.22% to 6.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.22%
Lowest New Car Rate
5.61%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SANTEE COOPER CREDIT UNION ★ 4.1 · 14 reviews | 5.22% | 5.49% |
| 2 | BERKELEY COMMUNITY ★ 4.4 · 14 reviews | 6.00% | 7.00% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SANTEE COOPER CREDIT UNION ★ 4.1 · 14 reviews | 5.49% | 5.22% |
| 2 | BERKELEY COMMUNITY ★ 4.4 · 14 reviews | 7.00% | 6.00% |
A pre-approval from a Moncks Corner credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Moncks Corner in the same window and take the best offer.
See member reviews, branch locations, and full rate details.