Auto Loans · Alvin, Texas
2 credit unions in Alvin report car loan rates to the NCUA. Rates range from 4.24% to 4.34%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.24%
Lowest New Car Rate
4.29%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | BRAZOS COMMUNITY ★ 4.6 · 20 reviews | 4.24% | 4.24% |
| 2 | CHOCOLATE BAYOU COMMUNITY ★ 4.6 · 301 reviews | 4.34% | 5.10% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | BRAZOS COMMUNITY ★ 4.6 · 20 reviews | 4.24% | 4.24% |
| 2 | CHOCOLATE BAYOU COMMUNITY ★ 4.6 · 301 reviews | 5.10% | 4.34% |
A pre-approval from a Alvin credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Alvin in the same window and take the best offer.
See member reviews, branch locations, and full rate details.