Auto Loans · Deer Park, Texas
4 credit unions in Deer Park report car loan rates to the NCUA. Rates range from 3.99% to 7.83%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
3.99%
Lowest New Car Rate
5.67%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CITY OF DEER PARK | 3.99% | 3.99% |
| 2 | LUBRIZOL EMPLOYEES' ★ 5.0 · 9 reviews | 5.35% | 5.68% |
| 3 | SHELL ★ 3.6 · 176 reviews | 5.49% | 5.74% |
| 4 | U. S. I. ★ 4.3 · 9 reviews | 7.83% | 7.99% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CITY OF DEER PARK | 3.99% | 3.99% |
| 2 | LUBRIZOL EMPLOYEES' ★ 5.0 · 9 reviews | 5.68% | 5.35% |
| 3 | SHELL ★ 3.6 · 176 reviews | 5.74% | 5.49% |
| 4 | U. S. I. ★ 4.3 · 9 reviews | 7.99% | 7.83% |
A pre-approval from a Deer Park credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Deer Park in the same window and take the best offer.
See member reviews, branch locations, and full rate details.