Auto Loans · Edna, Texas
2 credit unions in Edna report car loan rates to the NCUA. Rates range from 5.03% to 5.05%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.03%
Lowest New Car Rate
5.04%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | JACKSON COUNTY ★ 5.0 · 2 reviews | 5.03% | 6.19% |
| 2 | J.C.T. ★ 5.0 · 2 reviews | 5.05% | 5.52% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | J.C.T. ★ 5.0 · 2 reviews | 5.52% | 5.05% |
| 2 | JACKSON COUNTY ★ 5.0 · 2 reviews | 6.19% | 5.03% |
A pre-approval from a Edna credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Edna in the same window and take the best offer.
See member reviews, branch locations, and full rate details.