Auto Loans · Sheboygan, Wisconsin
3 credit unions in Sheboygan report car loan rates to the NCUA. Rates range from 3.50% to 6.47%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
3.50%
Lowest New Car Rate
5.19%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | POLICE ★ 4.8 · 50 reviews | 3.50% | 4.00% |
| 2 | SHEBOYGAN AREA ★ 3.5 · 47 reviews | 5.61% | 6.46% |
| 3 | KOHLER ★ 3.9 · 76 reviews | 6.47% | 7.17% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | POLICE ★ 4.8 · 50 reviews | 4.00% | 3.50% |
| 2 | SHEBOYGAN AREA ★ 3.5 · 47 reviews | 6.46% | 5.61% |
| 3 | KOHLER ★ 3.9 · 76 reviews | 7.17% | 6.47% |
A pre-approval from a Sheboygan credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Sheboygan in the same window and take the best offer.
See member reviews, branch locations, and full rate details.