Credit Cards · Fresno, California
7 credit unions in Fresno report credit card APRs to the NCUA. Rates range from 8.47% to 15.49%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
8.47%
Lowest Card APR
11.59%
City Average APR
7 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | FRESNO POLICE DEPARTMENT ★ 3.7 · 7 reviews | 8.47% | 12.81% |
| 2 | CENTRAL VALLEY FIREFIGHTERS ★ 4.1 · 12 reviews | 10.21% | 11.34% |
| 3 | UNITED LOCAL ★ 3.3 · 36 reviews | 10.97% | 10.64% |
| 4 | EDUCATIONAL EMPLOYEES ★ 3.2 · 118 reviews | 10.99% | 10.00% |
| 5 | NOBLE ★ 4.7 · 365 reviews | 12.10% | 12.75% |
| 6 | GREATER VALLEY ★ 4.0 · 4 reviews | 12.90% | 8.47% |
| 7 | FIRST CALIFORNIA ★ 2.8 · 37 reviews | 15.49% | 11.84% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Fresno could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Fresno credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.