Personal Loans · Fresno, California
9 credit unions in Fresno report personal loan rates to the NCUA. Rates range from 7.96% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
7.96%
Lowest Rate
11.20%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SAN JOAQUIN POWER EMPLOYEES ★ 4.8 · 6 reviews | 7.96% | — |
| 2 | GREATER VALLEY ★ 4.0 · 4 reviews | 8.47% | 12.90% |
| 3 | EDUCATIONAL EMPLOYEES ★ 3.2 · 118 reviews | 10.00% | 10.99% |
| 4 | UNITED LOCAL ★ 3.3 · 36 reviews | 10.64% | 10.97% |
| 5 | CENTRAL VALLEY FIREFIGHTERS ★ 4.1 · 12 reviews | 11.34% | 10.21% |
| 6 | FIRST CALIFORNIA ★ 2.8 · 37 reviews | 11.84% | 15.49% |
| 7 | NOBLE ★ 4.7 · 365 reviews | 12.75% | 12.10% |
| 8 | FRESNO POLICE DEPARTMENT ★ 3.7 · 7 reviews | 12.81% | 8.47% |
| 9 | FRESNO GRANGERS ★ 3.0 · 2 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Fresno credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.