Credit Cards ยท Arlington Heigh, Illinois

Best Credit Union Credit Card Rates in Arlington Heigh, Illinois

2 credit unions in Arlington Heigh report credit card APRs to the NCUA. Rates range from 10.80% to 11.90%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

10.80%

Lowest Card APR

11.35%

City Average APR

Credit Card APRs โ€” Arlington Heigh, Illinois

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1METRO

โ˜… 4.8 ยท 158 reviews

10.80%10.99%
2A.A.E.C.

โ˜… 4.0 ยท 22 reviews

11.90%8.99%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Arlington Heigh could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Arlington Heigh credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Arlington Heigh

See member reviews, branch locations, and full rate details.