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Credit Cards · Aurora, Illinois

Best Credit Union Credit Card Rates in Aurora, Illinois

4 credit unions in Aurora report credit card APRs to the NCUA. Rates range from 8.50% to 12.90%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

8.50%

Lowest Card APR

10.35%

City Average APR

Credit Card APRs — Aurora, Illinois

4 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1AURORA POLICEMEN

★ 4.2 · 5 reviews

8.50%10.64%
2AURORA FIREFIGHTERS'

★ 3.0 · 2 reviews

9.00%11.00%
3FOX VALLEY

★ 3.6 · 40 reviews

10.99%12.86%
4EARTHMOVER

★ 3.4 · 48 reviews

12.90%10.74%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Aurora could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Aurora credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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