M

Credit Cards · Gurnee, Illinois

Best Credit Union Credit Card Rates in Gurnee, Illinois

2 credit unions in Gurnee report credit card APRs to the NCUA. Rates range from 10.70% to 13.45%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

10.70%

Lowest Card APR

12.08%

City Average APR

Credit Card APRs — Gurnee, Illinois

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1COMMUNITY TRUST

★ 4.2 · 5 reviews

10.70%13.24%
2ABBOTT LABORATORIES

★ 3.6 · 80 reviews

13.45%11.75%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Gurnee could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Gurnee credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Gurnee

Best Car Loan Rates →Best Personal Loan Rates →All of Illinois →

Browse All Credit Unions in Gurnee

See member reviews, branch locations, and full rate details.

Credit Unions in Gurnee →All of Illinois →