Credit Cards ยท Morton Grove, Illinois

Best Credit Union Credit Card Rates in Morton Grove, Illinois

2 credit unions in Morton Grove report credit card APRs to the NCUA. Rates range from 9.90% to 12.00%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

9.90%

Lowest Card APR

10.95%

City Average APR

Credit Card APRs โ€” Morton Grove, Illinois

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1PARTNERSHIP FINANCIAL

โ˜… 4.6 ยท 54 reviews

9.90%14.65%
2NORTHWEST COMMUNITY

โ˜… 4.8 ยท 23 reviews

12.00%10.24%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Morton Grove could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Morton Grove credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Morton Grove

See member reviews, branch locations, and full rate details.