Credit Cards · Kansas City, Kansas
3 credit unions in Kansas City report credit card APRs to the NCUA. Rates range from 9.00% to 15.30%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.00%
Lowest Card APR
12.10%
City Average APR
3 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | RELIANCE ★ 3.9 · 11 reviews | 9.00% | 16.00% |
| 2 | MIDWEST REGIONAL ★ 3.3 · 28 reviews | 12.00% | 12.50% |
| 3 | KC FAIRFAX ★ 4.6 · 10 reviews | 15.30% | 15.36% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Kansas City could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Kansas City credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.