Personal Loans · Kansas City, Kansas
4 credit unions in Kansas City report personal loan rates to the NCUA. Rates range from 12.50% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
12.50%
Lowest Rate
14.47%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MIDWEST REGIONAL ★ 3.3 · 28 reviews | 12.50% | 12.00% |
| 2 | K C K FIREMEN & POLICE ★ 5.0 · 5 reviews | 14.00% | — |
| 3 | KC FAIRFAX ★ 4.6 · 10 reviews | 15.36% | 15.30% |
| 4 | RELIANCE ★ 3.9 · 11 reviews | 16.00% | 9.00% |
If you have high-rate credit card balances, a personal loan from a Kansas City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.