Credit Cards · Adrian, Michigan

Best Credit Union Credit Card Rates in Adrian, Michigan

2 credit unions in Adrian report credit card APRs to the NCUA. Rates range from 10.38% to 14.75%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

10.38%

Lowest Card APR

12.57%

City Average APR

Credit Card APRs — Adrian, Michigan

2 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	LENCO ★ 4.1 · 32 reviews	10.38%	14.55%
2	TLC COMMUNITY ★ 3.8 · 72 reviews	14.75%	13.49%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Adrian could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Adrian credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Adrian

Best Car Loan Rates →Best Personal Loan Rates →All of Michigan →

Browse All Credit Unions in Adrian

See member reviews, branch locations, and full rate details.

Credit Unions in Adrian →All of Michigan →