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Credit Cards · Auburn Hills, Michigan

Best Credit Union Credit Card Rates in Auburn Hills, Michigan

3 credit unions in Auburn Hills report credit card APRs to the NCUA. Rates range from 9.59% to 11.21%.

Updated Q1 2026 · NCUA Call Report data

3

CUs Reporting Rates

9.59%

Lowest Card APR

10.57%

City Average APR

Credit Card APRs — Auburn Hills, Michigan

3 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1MICHIGAN UNITED

★ 2.5 · 8 reviews

9.59%11.52%
2GENISYS

★ 4.2 · 253 reviews

10.90%12.90%
3CORNERSTONE COMMUNITY FINANCIAL

★ 4.0 · 175 reviews

11.21%13.94%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Auburn Hills could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Auburn Hills credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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