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Credit Cards · Brownstown, Michigan

Best Credit Union Credit Card Rates in Brownstown, Michigan

2 credit unions in Brownstown report credit card APRs to the NCUA. Rates range from 12.90% to 12.93%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

12.90%

Lowest Card APR

12.92%

City Average APR

Credit Card APRs — Brownstown, Michigan

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1COMMUNITY FOCUS

★ 3.9 · 117 reviews

12.90%10.00%
2ADVANTAGE ONE

★ 4.8 · 454 reviews

12.93%11.56%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Brownstown could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Brownstown credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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