Credit Cards · Springfield, Missouri
6 credit unions in Springfield report credit card APRs to the NCUA. Rates range from 9.40% to 13.90%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.40%
Lowest Card APR
11.34%
City Average APR
6 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | EDUCATIONAL COMMUNITY ★ 3.3 · 42 reviews | 9.40% | 11.25% |
| 2 | VOLT ★ 3.9 · 85 reviews | 9.90% | 11.74% |
| 3 | TELCOMM ★ 4.0 · 199 reviews | 10.22% | 11.61% |
| 4 | BLUCURRENT ★ 4.2 · 431 reviews | 11.10% | 12.69% |
| 5 | MULTI-STATES ★ 4.3 · 20 reviews | 13.50% | 10.00% |
| 6 | METRO ★ 4.8 · 88 reviews | 13.90% | 13.49% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Springfield could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Springfield credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.