Personal Loans · Springfield, Missouri
8 credit unions in Springfield report personal loan rates to the NCUA. Rates range from 10.00% to 13.93%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
10.00%
Lowest Rate
12.31%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MULTI-STATES ★ 4.3 · 20 reviews | 10.00% | 13.50% |
| 2 | EDUCATIONAL COMMUNITY ★ 3.3 · 42 reviews | 11.25% | 9.40% |
| 3 | TELCOMM ★ 4.0 · 199 reviews | 11.61% | 10.22% |
| 4 | VOLT ★ 3.9 · 85 reviews | 11.74% | 9.90% |
| 5 | BLUCURRENT ★ 4.2 · 431 reviews | 12.69% | 11.10% |
| 6 | METRO ★ 4.8 · 88 reviews | 13.49% | 13.90% |
| 7 | ASSEMBLIES OF GOD ★ 3.8 · 32 reviews | 13.77% | — |
| 8 | FOUNDATION ★ 4.7 · 207 reviews | 13.93% | — |
If you have high-rate credit card balances, a personal loan from a Springfield credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.