Credit Cards · Omaha, Nebraska
13 credit unions in Omaha report credit card APRs to the NCUA. Rates range from 8.90% to 15.49%.
Updated Q1 2026 · NCUA Call Report data
13
CUs Reporting Rates
8.90%
Lowest Card APR
12.23%
City Average APR
13 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | UNION PACIFIC STREAMLINER ★ 3.7 · 6 reviews | 8.90% | 18.00% |
| 2 | OMAHA POLICE ★ 4.4 · 27 reviews | 8.99% | 9.98% |
| 3 | MUTUAL FIRST ★ 3.5 · 40 reviews | 10.99% | 9.49% |
| 4 | OMAHA DOUGLAS ★ 3.7 · 19 reviews | 10.99% | 10.75% |
| 5 | FIRST NEBRASKA ★ 4.4 · 178 reviews | 11.43% | 12.24% |
| 6 | OMAHA FIREFIGHTERS ★ 3.1 · 17 reviews | 11.90% | 11.19% |
| 7 | FAMILY FOCUS ★ 4.2 · 25 reviews | 12.49% | 12.64% |
| 8 | OMAHA ★ 4.6 · 67 reviews | 12.50% | 10.65% |
| 9 | FOUR POINTS ★ 4.4 · 82 reviews | 12.75% | 15.25% |
| 10 | OMAHA PUBLIC POWER DIST EMP ★ 5.0 · 1 reviews | 12.90% | 9.50% |
| 11 | METRO CU ★ 4.4 · 177 reviews | 14.75% | 10.64% |
| 12 | WOODMEN | 14.90% | 9.99% |
| 13 | ROBERTS DAIRY EMPLOYEES ★ 5.0 · 3 reviews | 15.49% | 10.11% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Omaha could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Omaha credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.