Personal Loans · Omaha, Nebraska
19 credit unions in Omaha report personal loan rates to the NCUA. Rates range from 8.00% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
19
CUs Reporting Rates
8.00%
Lowest Rate
11.41%
City Average Rate
19 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ELECTRICAL WORKERS NO 22 ★ 4.3 · 6 reviews | 8.00% | — |
| 2 | MUTUAL FIRST ★ 3.5 · 40 reviews | 9.49% | 10.99% |
| 3 | OMAHA PUBLIC POWER DIST EMP ★ 5.0 · 1 reviews | 9.50% | 12.90% |
| 4 | NEIGHBORHOOD COMMUNITY ★ 4.1 · 14 reviews | 9.93% | — |
| 5 | OMAHA POLICE ★ 4.4 · 27 reviews | 9.98% | 8.99% |
| 6 | WOODMEN | 9.99% | 14.90% |
| 7 | ROBERTS DAIRY EMPLOYEES ★ 5.0 · 3 reviews | 10.11% | 15.49% |
| 8 | METRO CU ★ 4.4 · 177 reviews | 10.64% | 14.75% |
| 9 | OMAHA ★ 4.6 · 67 reviews | 10.65% | 12.50% |
| 10 | OMAHA DOUGLAS ★ 3.7 · 19 reviews | 10.75% | 10.99% |
| 11 | U.P. CONNECTION ★ 3.8 · 16 reviews | 10.99% | — |
| 12 | OMAHA FIREFIGHTERS ★ 3.1 · 17 reviews | 11.19% | 11.90% |
| 13 | OUR FAMILY SOCIAL | 11.99% | — |
| 14 | CENTRIS ★ 3.8 · 64 reviews | 11.99% | — |
| 15 | FIRST NEBRASKA ★ 4.4 · 178 reviews | 12.24% | 11.43% |
| 16 | FAMILY FOCUS ★ 4.2 · 25 reviews | 12.64% | 12.49% |
| 17 | GALLUP ★ 3.9 · 9 reviews | 13.46% | — |
| 18 | FOUR POINTS ★ 4.4 · 82 reviews | 15.25% | 12.75% |
| 19 | UNION PACIFIC STREAMLINER ★ 3.7 · 6 reviews | 18.00% | 8.90% |
If you have high-rate credit card balances, a personal loan from a Omaha credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.