Credit Cards · Oklahoma City, Oklahoma
11 credit unions in Oklahoma City report credit card APRs to the NCUA. Rates range from 7.00% to 23.50%.
Updated Q1 2026 · NCUA Call Report data
11
CUs Reporting Rates
7.00%
Lowest Card APR
12.36%
City Average APR
11 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | OKLAHOMA ★ 4.5 · 274 reviews | 7.00% | 10.24% |
| 2 | CREDIT UNION ONE OF OKLAHOMA ★ 3.5 · 94 reviews | 7.99% | 9.99% |
| 3 | OKLAHOMA EDUCATORS ★ 3.5 · 221 reviews | 9.90% | 18.00% |
| 4 | TRUE SKY ★ 3.7 · 166 reviews | 10.74% | 12.97% |
| 5 | MUNICIPAL EMPS CU OF OKLAHOMA CITY ★ 3.0 · 21 reviews | 10.99% | 12.15% |
| 6 | THE FOCUS ★ 4.8 · 466 reviews | 12.41% | 9.98% |
| 7 | U. S. EMPLOYEES O. C. ★ 4.5 · 169 reviews | 12.75% | 11.24% |
| 8 | COMMUNICATION ★ 4.0 · 162 reviews | 12.99% | 11.63% |
| 9 | TINKER ★ 3.7 · 76 reviews | 13.50% | 12.71% |
| 10 | OKLAHOMA'S ★ 4.5 · 274 reviews | 14.22% | 12.96% |
| 11 | INTEGRIS ★ 4.0 · 10 reviews | 23.50% | 15.16% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Oklahoma City could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Oklahoma City credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.