Personal Loans · Oklahoma City, Oklahoma
16 credit unions in Oklahoma City report personal loan rates to the NCUA. Rates range from 9.98% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
16
CUs Reporting Rates
9.98%
Lowest Rate
12.65%
City Average Rate
16 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | THE FOCUS ★ 4.8 · 466 reviews | 9.98% | 12.41% |
| 2 | CREDIT UNION ONE OF OKLAHOMA ★ 3.5 · 94 reviews | 9.99% | 7.99% |
| 3 | OKLAHOMA ★ 4.5 · 274 reviews | 10.24% | 7.00% |
| 4 | U. S. EMPLOYEES O. C. ★ 4.5 · 169 reviews | 11.24% | 12.75% |
| 5 | COMMUNICATION ★ 4.0 · 162 reviews | 11.63% | 12.99% |
| 6 | MUNICIPAL EMPS CU OF OKLAHOMA CITY ★ 3.0 · 21 reviews | 12.15% | 10.99% |
| 7 | WEOKIE ★ 3.7 · 32 reviews | 12.19% | — |
| 8 | DEPARTMENT OF PUBLIC SAFETY ★ 4.2 · 11 reviews | 12.19% | — |
| 9 | ENERGIZE ★ 5.0 · 1 reviews | 12.50% | — |
| 10 | TINKER ★ 3.7 · 76 reviews | 12.71% | 13.50% |
| 11 | OKLAHOMA'S ★ 4.5 · 274 reviews | 12.96% | 14.22% |
| 12 | TRUE SKY ★ 3.7 · 166 reviews | 12.97% | 10.74% |
| 13 | ALLEGIANCE ★ 4.5 · 274 reviews | 14.24% | — |
| 14 | TEACHERS ★ 4.7 · 12 reviews | 14.29% | — |
| 15 | INTEGRIS ★ 4.0 · 10 reviews | 15.16% | 23.50% |
| 16 | OKLAHOMA EDUCATORS ★ 3.5 · 221 reviews | 18.00% | 9.90% |
If you have high-rate credit card balances, a personal loan from a Oklahoma City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.