Credit Cards · Portland, Oregon
12 credit unions in Portland report credit card APRs to the NCUA. Rates range from 8.55% to 15.80%.
Updated Q1 2026 · NCUA Call Report data
12
CUs Reporting Rates
8.55%
Lowest Card APR
11.39%
City Average APR
12 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | IBEW & UNITED WORKERS ★ 2.9 · 37 reviews | 8.55% | 10.90% |
| 2 | POINT WEST ★ 3.1 · 82 reviews | 8.95% | 13.50% |
| 3 | SUNSET ★ 4.6 · 49 reviews | 9.90% | 11.50% |
| 4 | CONSOLIDATED ★ 4.5 · 93 reviews | 9.95% | 11.96% |
| 5 | TEAMSTERS COUNCIL #37 ★ 3.9 · 14 reviews | 9.99% | 9.99% |
| 6 | CASTPARTS EMPLOYEES ★ 3.8 · 43 reviews | 10.54% | 10.35% |
| 7 | IRONWORKERS USA ★ 4.2 · 21 reviews | 10.61% | 12.50% |
| 8 | NW PRIORITY ★ 3.4 · 48 reviews | 12.86% | 13.18% |
| 9 | NORTHWEST ADVENTIST ★ 4.6 · 16 reviews | 12.90% | 11.49% |
| 10 | TRAILHEAD ★ 4.0 · 95 reviews | 13.14% | 11.19% |
| 11 | ONPOINT COMMUNITY ★ 3.6 · 95 reviews | 13.50% | 12.00% |
| 12 | PACIFIC N W ★ 4.3 · 144 reviews | 15.80% | 13.40% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Portland could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Portland credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.