Personal Loans · Portland, Oregon
13 credit unions in Portland report personal loan rates to the NCUA. Rates range from 9.99% to 18.53%.
Updated Q1 2026 · NCUA Call Report data
13
CUs Reporting Rates
9.99%
Lowest Rate
12.35%
City Average Rate
13 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | TEAMSTERS COUNCIL #37 ★ 3.9 · 14 reviews | 9.99% | 9.99% |
| 2 | CASTPARTS EMPLOYEES ★ 3.8 · 43 reviews | 10.35% | 10.54% |
| 3 | IBEW & UNITED WORKERS ★ 2.9 · 37 reviews | 10.90% | 8.55% |
| 4 | TRAILHEAD ★ 4.0 · 95 reviews | 11.19% | 13.14% |
| 5 | NORTHWEST ADVENTIST ★ 4.6 · 16 reviews | 11.49% | 12.90% |
| 6 | SUNSET ★ 4.6 · 49 reviews | 11.50% | 9.90% |
| 7 | CONSOLIDATED ★ 4.5 · 93 reviews | 11.96% | 9.95% |
| 8 | ONPOINT COMMUNITY ★ 3.6 · 95 reviews | 12.00% | 13.50% |
| 9 | IRONWORKERS USA ★ 4.2 · 21 reviews | 12.50% | 10.61% |
| 10 | NW PRIORITY ★ 3.4 · 48 reviews | 13.18% | 12.86% |
| 11 | PACIFIC N W ★ 4.3 · 144 reviews | 13.40% | 15.80% |
| 12 | POINT WEST ★ 3.1 · 82 reviews | 13.50% | 8.95% |
| 13 | RADIO CAB ★ 3.6 · 1,268 reviews | 18.53% | — |
If you have high-rate credit card balances, a personal loan from a Portland credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.