Credit Cards · Scranton, Pennsylvania
4 credit unions in Scranton report credit card APRs to the NCUA. Rates range from 9.99% to 13.99%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.99%
Lowest Card APR
12.47%
City Average APR
4 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | CMC-FCPI EMPLOYEES ★ 3.7 · 6 reviews | 9.99% | 10.00% |
| 2 | SCRANTON DOWNTOWN ★ 4.9 · 7 reviews | 12.90% | 11.00% |
| 3 | PENN EAST ★ 3.8 · 73 reviews | 12.99% | 11.65% |
| 4 | NET ★ 4.0 · 124 reviews | 13.99% | 13.99% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Scranton could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Scranton credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.